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Use our mortgage calculator to calculate monthly payment along with Taxes, Insurance, PMI, HOA & Extra Payments on your home mortgage loan in the U.S. Mortgage Formulas · P = L[c(1 + c)n]/[(1 + c)n - 1]. The next formula is used to calculate the remaining loan balance (B) of a fixed payment loan after p months. The payment on a $, year Fixed-Rate Loan at % (% APR) is $ for the cost of point(s) due at closing and a loan-to-value (LTV) of.
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